GRAY APPRAISAL SERVICES is Orlando and Central Florida’s
leading provider of residential real estate appraisals.

GRAY APPRAISAL SERVICES is your FHA certified appraisal company

The FHA maintains a list of approved appraisers for each state – Gray Appraisal Services is on the roster of approved appraisers for Florida.  If you have an FHA-loan, be sure to get with Gray Appraisal Services, as we are approved and qualified to handle FHA appraisal reports. FHA’s guidelines, documentation and policies may seem difficult to grasp, but the staff at Gray Appraisal Services is well-trained on how to follow the rules and regulations provided.

FHA-Logo

If your house loan is FHA approved, that means that the loan has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers. Rather, it provides lending agencies with protection through mortgage insurance in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember that the lender approving a loan backed by the Federal Housing Administration is able to pick the appraisal company with which they’ll work, unlike the VA appraisal panel.

 

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely useful to those buyers with less accessible funding.

Business Inquiries

For all business inquiries call or email.

407.920.8558

chris@grayappraisals.com